Click here to view/download the full Tip Sheet. Important provisions in Article 8 of the Uniform Commercial Code (UCC) contain highly problematic elements that undermine Americans’ individual rights and threaten the stability of the U.S. economy. This Tip Sheet will provide a brief description of those troubling areas of the UCC and propose a set of related concrete policy solutions for lawmakers. The UCC was created in the mid-twentieth […]
Policy Tip Sheets
10 posts
Click here to view and/or download the full Tip Sheet. Important provisions in the Uniform Commercial Code (UCC) contain highly problematic elements that undermine Americans’ individual rights and threaten the stability of the U.S. economy. This Tip Sheet will provide a brief description of those troubling areas of the UCC and propose a set of related concrete policy solutions for lawmakers. The UCC was created in the […]
Central bank digital currencies (CBDCs) have only recently become a widely discussed topic among influential figures in academia, media, and public policy institutions. However, initiatives to implement CBDCs around the globe have existed for years, especially in countries with autocratic governments, such as China and Russia. As of September 2023, 131 countries have explored CBDCs.[1] The Biden administration has also signaled that it’s supportive of a Federal Reserve-backed U.S. CBDC, […]
Central bank digital currencies (CBDCs) have only recently become a widely discussed topic among influential figures in academia, media, and public policy institutions. However, initiatives to implement CBDCs around the globe have existed for years, especially in countries with autocratic governments, such as China and Russia. As of September 2023, 131 countries have said they are exploring CBDCs.[1] The Biden administration has also signaled that it’s supportive of a Federal […]
Environmental, social, and governance (ESG) metrics are a popular kind of social credit scoring, one that poses a significant threat to individual liberty and free-market economies, both in America and abroad.[1] ESG is regularly used by corporations and investors as a tool to impose values and environmental policies on other businesses, governments, families, and individuals. ESG has been widely adopted in recent years by corporations across the United States and […]
Since the Great Recession, the total number and percentage of U.S. renters has hit an all-time high.[1] Moreover, the Federal Reserve has raised interest rates several times since the start of 2022, making owning a home, considered by many to be “the American dream,” unattainable for millions. Due to these and other extenuating circumstances, more Americans than ever are now renting. Simultaneously, the United States, especially in urban areas, is […]
Artificial intelligence (AI), automation powered by AI, advanced algorithms, and other emerging technologies are now being used in criminal courts across the United States, raising serious concerns about civil rights and the trustworthiness of these tools. (For a basic primer on AI, see item 1 in the Notes section.[1]) Mapping Pretrial Injustice, a website created by the Movement Alliance Project and MediaJustice, notes that “most states” now use at least […]
In recent years, America has experienced a remarkable trend: foreign individuals and corporations have been amassing millions of additional acres of U.S. agricultural land. Although some organizations have downplayed the significance of this development, there are substantial economic, national security, and freedom-related reasons policymakers should be deeply concerned.[1] According to the U.S. Department of Agriculture (USDA), at the end of 2021, “approximately 40 million acres of U.S. agricultural land (forest […]
Artificial intelligence (AI), automation powered by AI, advanced algorithms, and other emerging technologies are changing the landscape of the global financial services industry, including in the United States. AI offers numerous benefits to financial companies seeking to lower costs and provide speedier decisions for consumers and other businesses, but it also comes with significant threats to liberty. (For a basic primer on AI, see item 1 in the Notes section.[1]) […]
Over the next decade, artificial intelligence (AI), automation powered by AI, and other emerging technologies will play an increasingly larger role in the global economy. The McKinsey Global Institute (MGI) estimates “between 400 million and 800 million individuals could be displaced by automation and need to find new jobs by 2030 around the world, based on our midpoint and earliest (that is, the most rapid) automation adoption scenarios.”[1] AI will […]